What You Should Know About Long-Term Disability

Posted on: 11 August 2018

If you are disabled, then there is a chance that you can get put on long-term disability benefits. These benefits can be very helpful for a number of reasons. If you are no longer able to work, then here are some of the things you should know about long-term disability, as well as things that you can do to improve your chances of being approved for the program.

Long-term disability can help you medically care for yourself

When you get on long term disability, you can use your disability Medicaid to help pay for your doctor's appointments, your treatments, and your medications. It will pay for the things you need to help you with all aspects of your health, not just the problem that caused you to be approved for disability benefits.

Long-term disability allows you to live without working

When you are not able to work, and you do not have any means of supporting yourself, your entire life can fall apart. You won't be able to earn money for the most crucial needs you have, such as housing, food, medication, clothing, etc. Once you start getting your disability payments, you will have the money that you need in order to financially care for yourself.

Long-term disability is not easy to get

When you are going to apply for long-term disability, you want to make sure you put your case together well. You are going to need to have all of your employment history going back years and this means every job you ever had during the requested period, no matter how short of a time you worked that job. You will also need to have all of your medical records. You will need records from all the doctors you saw, all the specialists you were sent to, any physical therapy you did, any hospitals you went to for treatment, etc.

You should start out with a long-term disability lawyer

Most people find they are denied for long-term disability the first time and don't get accepted until they file again. You can increase your chances of being approved by making sure you do everything correctly and that you have a lawyer working on your case for you. Contact a professional like Scott E. Shaffman Attorney At Law for more advice. An attorney will know how to put your case through in a way that increases the odds of getting an acceptance.